Health Care Is Broken: A real solution

HCRM_mainThis is a proposal to provide health care by promoting volunteerism with tax reimbursement, and promoting the free market.  This eliminates third party payers in many cases, and provides direct access to doctors with tax refunds instead of increasing taxation.  It will not be good for large corporations who are supporting current legislation for personal gain. This shrinks government and provides for citizens by government, drug companies, and insurance companies playing a smaller role.

I oppose current ideas and proposals to health care. I do agree that the system is wrong and broken, but I would like to place the blame where it belongs. It seems some that have made a mess of this are getting a get out of jail free card. I would also like to make a proposal for health care reform that will embrace free market and compassion at once.

I am not proposing something that is my perfect ideal, I am actually embracing much of what exists in regards to taxation. This is however what I see as a step in the right direction.  We must pull to fix problems without the state.  People fix problems, not money and not a broken system.

The government has stepped in with mandates on insurance left and right. Let’s not forget that over 30% of what we pay ends up going to pay for the taxes of the companies we are doing business with. So in reality we are looking at the 70% that they may have a hand in. Are the insurance companies greedy? Yes! How do they meet that greed? Government mandates and regulations. This applies to drug companies also. The last thing needed is more government intervention. What you will hear addressed is the concept of getting the government regulation and insurance companies out of the health care industry. Allowing big pharmaceutical companies have patents gives them monopolies on life saving drugs, so we must begin to eliminate and shorten the patents and copyrights given to these companies that eliminates competition.

Now what about the needy? those who are not able to pay at all? I believe in concepts of volunteerism. It is our responsibility to be personally responsible about issues such as this. If government must have a say in this I propose a way that is temporary that can lead to a state free system that will care for all. Let us estimate and say that most people of higher incomes pay about 33% of their income to the Federal and State government. If we look at 30% of one’s income that is approximately 4 months of work. If we begin to give that money back to the doctors for volunteering as compensation we would see Doctors giving more time to the needy, and working less for a larger net income. Who looses? Well government bureaucracies loose of course, and that is what we need less of. Do it with every position in a hospital, and build charity hospitals all over with this simple concept. Open it to private practices, and also to hospitals etc to make back their taxes in compensation for taking care of those who need it. This means less taxes, more income and less government has just taken care of the needy. This can extend to the janitors, nurses, maintenance and even materials needed. By extending to materials we can see many companies receiving tax breaks and more work paid for without dipping into anyones money. This is not the best solution, realistically we will need to phase out the compensation and the element of taxation completely from our society, and do so without incentives, but I feel that is far off. Until then we can give some people their taxes back and make their annual income increase by helping the community and addressing the problem.

A concept like this will make it possible to begin phasing out medicade and medicare because we can create new options and have health care to fall back on.

Charity and personal responsibility should be something we as free citizens should have in order to keep the freedom we possess.  This eliminates the voice that attempts to take federal & state power by exploiting the needy and situations that are not ideal.

Congress will not look at a concept like this because they will not profit from this idea. They will not be able to expand the size and power of government it will only shrink government and corporate powers they enable by addressing the problem at hand. The problem is government and we will eliminate that problem by our actions and how we live our lives ultimately not by asking them nicely to leave us alone.

It is my deisre to take this model and use it to eliminate Medicade and Medicare, and use this as a tool to begin to shrink government presence all around.

Related posts:

  1. Baucus Breaks The Economy with Health Care
  2. Cato on the Health Care Debate
  3. Health Care “Reform”
  4. John Stossel: Stupid CON Laws Drive up Health Care Costs
  5. War & Taxes to Separation of State & Capital

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